Your Neighbor, Your Banker: How Village Bank Strengthens Our Community
April is Community Banking Month, and at Village Bank, we're proud of our role in building stronger local economies and helping our neighbors achieve their financial dreams.
More Than Just a Bank – We're Your Neighbors
Village Bank is deeply rooted in the same community where our customers live and work. Our Commercial Bankers don't just process applications – they understand local market conditions, know the challenges facing area businesses, and genuinely care about seeing our community thrive.
When you walk through our doors, you're greeted by people who might shop at the same grocery store, cheer at the same high school football games, or volunteer alongside you at community events. This connection makes all the difference when it comes to making financial decisions that impact your life.
Supporting Local Businesses – The Backbone of Our Economy
Small businesses create jobs, drive innovation, and give our community its unique character. At Village Bank, we're committed to providing local entrepreneurs with the financial tools they need to start, grow, and thrive:
Business Loans tailored to your specific industry and growth stage
Lines of Credit to manage cash flow and seize opportunities
Equipment Financing to help your business stay competitive
Commercial Real Estate Loans for expanding your business footprint
Our business lending team takes the time to understand your business model, goals, and challenges. We don't just look at numbers on a spreadsheet – we consider your vision for the future.
Personal Lending That Puts People First
Life happens, and sometimes you need financial support to achieve your goals or weather unexpected challenges. Our personal lending options include:
Personal Loans with competitive rates and flexible terms
Recreational Loans for financing boats, RVs, and other leisure purchases
Mortgage Loans with personalized service throughout the home buying process
Home Equity Loans to help you leverage your biggest investment
Big banks may have rigid approval criteria, we consider your whole financial picture and work with you to find solutions that fit your unique situation.
Specialized Financing: Barndominiums & Shouses
Village Bank is proud to offer specialized financing for non-traditional homes like Barndominiums and Shouses (shop houses). These increasingly popular hybrid structures combine living space with workshops, agricultural areas, or storage space – perfect for our community's entrepreneurial and rural lifestyle needs.
While many lenders shy away from these unique properties, our team understands their value and has developed specific financing options to make your dream barndominium or shouse a reality. We evaluate these properties based on our local knowledge and appreciation for their practical benefits, not just standardized lending formulas.
The Community Banking Difference
When you choose Village Bank, your money stays in the community, creating a virtuous cycle of local investment and growth. Our decisions are made locally, not in distant corporate offices, allowing us to be more responsive to community needs and opportunities.
This Community Banking Month, we invite you to experience the difference a true community financial partner can make. Whether you're looking to expand your business, buy your first home, or finance that perfect barndominium, Village Bank is here to help you achieve your goals while strengthening our shared community.
Stop by any Village Bank location to discuss how we can support your financial journey. Because when our neighbors succeed, we all succeed.