At Village Bank we provide a variety of checking options to meet your financial needs.

Village Bank Checking Options

Minimum Opening Deposit

Minimum Balance to Avoid Service Fees

Interest Paid on Account

Service Fee / Terms

Community Checking





50+ Interest Checking





Premium Interest Checking




$5 per month if balance falls below $1,500 during the monthly statement cycle.


This account features:

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • FREE Debit Card
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE eStatements
  • Complimentary Mobile Deposit***

Each time you qualify, you get:

  • 0.50% Annual Percentage Yield** on balances up to and including $7,500. 0.01% APY** on balances exceeding $7,500 or full balances if qualifications are not met.
  • ATM fee refunds up to $10 per month

To qualify each monthly cycle:

  • Have at least 14 debit card purchases post and clear. Must be $5 or greater per transaction.
  • A minimum of $500 in direct deposit(s)
  • Receive monthly eStatements
Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply.**Annual Percentage Yield (APY) per the current Rate Sheet.. If all qualifications are met during the statement cycle, a bonus rate of 0.50% APY on balances up to and including $7,500 and 0.01% APY on balances over $7,500 will be credited. If bonus qualifications are not met during the statement cycle, a rate of 0.01% APY of the full or entire balance will be credited. To earn the bonus rate, each month the account must be enrolled in eStatements, post and settle at least 14 debit card transactions of $5 or greater per transaction, and receive a minimum of $500 in direct deposit(s). Rates may change after account opening and fees could reduce earnings. Interest earning are based on daily collected balances and are credited monthly to the account. *Minimum opening deposit of $50. Other fees such as NSF Paid Fee, NSF Returned Fee, Delinquent Account Collection Fee, Inactive Account Fee, etc. may apply. ***Must be enrolled in online banking and download our mobile app to use Mobile Check Capture Deposit, available for consumer customers only. End of day cutoff for Mobile deposit is 4pm. Message and data rates may apply.


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Village Bank is a trusted community banking partner for more than 30 years and is dedicated to empowering individuals and businesses!

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