Loans

Village Bank’s approach to lending makes borrowing easy. Pay off high-interest credit cards, pay tuition, get new furniture or finally take that dream vacation. We offer Mortgages, Home Equity Lines of Credit, car loans and personal loans.

Village Bank offers several types of Personal Loans:

Auto Loans

Looking for the new or used vehicle of your dreams? Village Bank can help get you behind the wheel quickly and easily.

Recreational Loans

Enjoy the great outdoors with RVs, ATV's, boats and more!

Personal Loans

From major purchases to unexpected expenses, Village Bank can accommodate your individual needs. Repayment terms and rates will depend on the type and amount of the requested loan.

Home Equity Line of Credit (HELOC)

Works like a credit card. Borrower what you need, when you need it.

The Home Equity Line of Credit is a revolving line of credit that has a 5 year draw period. During that time you can borrower as much as you need whenever you need it as long as you don't exceed your credit limit. Your monthly payments during that period are interest only payments with an option to pay down the principle at your convenience. As the line balance is repaid, that money becomes available to you over and over again.

Home Equity Loan

Get one lump sum with a fixed rate and consistent monthly payments.

Once a Home Equity Loan is funded, you receive all of the money. Make consistent payments for principal and interest at a fixed rate throughout the life of the loan.

Apply for a Home Equity Line or Loan

 

Ramsey Parade 2017

Village Bank strives to make a difference by reaching out and supporting our communities.

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