You've got big dreams - we will get you there! Whether you are a startup, an established business, or somewhere in-between, partner with us for your banking decisions as your business changes.
Offering a variety of business Checking & Savings accounts that will enable you to run your business more efficiently. |
Let us help you find the best card option for you, whether you’re looking for low interest rates or rewards. |
LINE OF CREDIT Lines of credit provide businesses with cash for various short term financing needs. |
TREASURY MANAGEMENT SERVICES Effectively manage your business finances, quickly process transactions, and accept payments in a streamlined way. |
When you are ready to expand your business, Village Bank lending experts can guide you to the options that best fit your needs. |
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START-UP PHASE | JUST STARTING YOUR START-UP?During the start-up phase of a business we see business owners using their own credit cards or personal checking accounts. This can get messyquick and business owners often forget to have the business pay them back. Those are lost expenses that could skew how you look at profitability. To avoid losses such as this, it is advised to have dedicated accounts and services to help manage your business finances. During the START-UP PHASE, we recommend managing your finances with the following products: |
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GO PHASE | YOU’RE REGISTERED, WHAT’S NEXT?In this phase you’ve vetted the business idea out enough to make your business official by filing for an Employer Identification Number (EIN) or filing as an LLC, Partnership or Corporation. You’re likely going to be making bigger investments into your business – whether it’s buying inventory, leasing a space, or launching a marketing campaign, you’re going to need some more funds to finance your endeavors.As you navigate through the GO PHASE, we recommend the following business banking products: |
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CASH FLOW PHASE | YOU’VE GOT PAYING CUSTOMERS, NOW WHAT?You’re live, you’ve got regular customers and you’re sending out invoices. You have a steady flow of cash coming in and you need an easy wayto manage it. Perhaps you’re getting hundreds of checks a month and really don’t want to be running to the bank or snapping photos of each one. Maybe you’re processing credit cards and need a better way of doing it. We’ve got a number of cash management solutions to get you through the CASH FLOW PHASE, we recommend the following products: |
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GROWTH PHASE | YOU’RE ESTABLISHED AND GROWING!Business has been good to you. You’re growing. Maybe it’s time to buy a piece of equipment to automate production, or you’re thinking aboutbuying your own building instead of working out of your basement or leasing a space, or maybe you’re buying a competitor – we can provide guidance as to the best financing options to consider. Offering a variety of business loan options including SBA options. We recommend the following products when you’re in the GROWTH PHASE: |